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| Recommended if you |
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| Want to avoid maintenance fees and have a lower check writing volume |
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Want to earn interest and are not a corporation |
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Have large transaction volumes and want to offset fees with your balance |
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| Minimum opening balance |
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| $100 |
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$100 |
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none |
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| Interest |
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| No |
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Variable |
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No |
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| Monthly service charge |
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| $.25 per item if you exceed 500 combined debit and credit items per month |
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$8 |
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$10 monthly maintenance fee
Additional analysis charges will apply |
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| How to avoid monthly charge |
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| Limit combined credit and debit activity to less than 500 items per month |
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Maintain minimum daily balance of $1000 |
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Earnings credit is applied to charges and can significantly reduce or even eliminate the amount of service charges |
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| Minimum balance to earn interest |
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| N/A |
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None |
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N/A |
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| Additional features |
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First minimum order of checks free
Free Cashiers Checks
Free Online Banking with Bill Pay
Free Business Debit Card
Refund of 5 foreign ATM charges per month |
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The earnings credit is calculated based on the average investable Balance. |
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