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| Recommended if you |
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| Want a traditional savings account with flexibility |
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Want to earn a higher rate of interest while Maintaining flexibility |
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Want a fixed rate of interest |
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Want the benefit of a package account while earning the maximum amount of interest |
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| Minimum opening balance |
| $100 |
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$100 |
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$500 |
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$2500 |
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| Interest |
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| Variable |
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Variable |
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Fixed |
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Variable
Balances under $500,000 earn our special Citizens Account rate, over $500,000 earn at our regular Money Market rate |
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| Monthly service charge |
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| None** |
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$6* |
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None |
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$20* |
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| How to avoid monthly charge |
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| ** |
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Maintain daily balance of $1000 |
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N/A |
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Maintain $10,000 minimum daily balance |
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| Minimum balance to earn interest |
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| $100 |
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None |
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N/A |
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None |
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| additional features |
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| N/A |
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N/A |
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N/A |
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N/A |
*Transfers from a money market account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per monthly statement cycle with no more than three by check, draft or similar order to third parties. Additional debits or checks/drafts are $8 each, regardless of balance.
** 3 debit charges per quarter, all others $1.00 each |
