Account Details
- $500 minimum to open
- $10 Monthly maintenance fee
- Maintenance fee can be avoided by maintaining a $1,000 average daily balance
- Unlimited debit card transactions
- First order of Citizens Account checks free
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- Earns interest at Citizens’ Checking rate
- No minimum balance required to earn interest
- Interest will be compounded daily, credited monthly and paid on collected balance
- Fees may reduce earnings
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Additional Benefits
- Free safe deposit box for one year, based upon availability
- Combined statements
- Online Banking with Bill Payment
- eStatements
- 24/7 Mobile and ATM Banking
- 24/7 Banking by Phone
- Debit Card
- Re-order checks online
***A customer receives all benefits offered by keeping both the Citizens Checking Account and Citizens Money Market Account.