Compare Checking Accounts

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Account Type Earns Interest Opening Deposit Min. Balance to Avoid Fees Monthly Service Charge Account Highlights

Free Essentials

   $100.00 No minimum balance to maintain No monthly maintenance fee
  • First order of checks free
  • Unlimited transactions
  • Free Cashiers Checks
  • One time gold G.O.O.F. card
  • One time waiver of specific fee

Personal Interest

    $100.00 $1,000 minimum daily balance $8.00 monthly maintenance fee
  • Unlimited check writing with maintained balance
  • Earns interest

Student Checking

   $50.00 No minimum balance to maintain No monthly maintenance fee
  • Must be student and under age 23

Senior Citizens Checking

  $100.00  No minimum balance to maintain No monthly maintenance fee
  • First order of checks free
  • Earns interest
  • 53 years of age and above

Citizens Checking

   $500.00 $1,000 minimum average daily balance  $10 Monthly maintenance fee
  • Combined statements
  • Opened in conjunction with Citizens Money Market Account
  • First order of checks free
  • Free Safe Deposit Box for 1 year
  • Earns Interest

See Interest Rates