Citizens Checking

How can I open a new account?
Open an account at your nearest branch

Account Details

  • $500 minimum to open
  • $10 Monthly maintenance fee
  • Maintenance fee can be avoided by maintaining a $1,000 average daily balance
  • Unlimited debit card transactions
  • First order of Citizens Account checks free
  • Earns interest at Citizens’ Checking rate
  • No minimum balance required to earn interest
  • Interest will be compounded daily, credited monthly and paid on collected balance
  • Fees may reduce earnings


Additional Benefits

  • Free safe deposit box for one year, based upon availability
  • Combined statements
  • Online Banking with Bill Payment
  • eStatements
  • 24/7 Mobile and ATM Banking
  • 24/7 Banking by Phone
  • Debit Card
  • Re-order checks online


***A customer receives all benefits offered by keeping both the Citizens Checking Account and Citizens Money Market Account.


See Interest Rates