Free Essentials

How can I open a new account?
Open an account at your nearest branch

Account Details

  • $100 minimum to open
  • No monthly maintenance fee
  • No minimum balance to maintain
  • First order of Citizens Custom checks free
  • Unlimited transactions
  • Free Cashier’s Checks


Additional Benefits

  • One Gold G.O.O.F. Card*
  • “Get Out Of Fee” card is a one-time use card issued at account opening. A one time service fee refund applied to one of the following service fees: NSF, stop payment, or deposited check return charge. Card must be presented in person or by mail.
  • Online Banking with Bill Payment
  • eStatements
  • 24/7 Mobile and ATM Banking
  • 24/7 Banking by Phone
  • Debit Card
  • Re-order checks online