Product Rates

How can I open a new account?
Open an account at your nearest branch

AS OF MARCH 26, 2021

Certificates of Deposit (Minimum Balance $500)

TERM        INTEREST RATEANNUAL PERCENTAGE YIELDIRA INTEREST RATEIRA ANNUAL PERCENTAGE YIELD
30 Days 0.05% 0.05% N/A N/A
90 Days 0.05% 0.05% N/A N/A
180 Days 0.05% 0.05% 0.05% 0.05%
1 Year 0.05% 0.05% 0.05% 0.05%
2 Years 0.05% 0.05% 0.05% 0.05%
3 Years 0.05% 0.05% 0.05% 0.05%
4 Years 0.05% 0.05% 0.05% 0.05%
5 Years 0.05% 0.05% 0.05% 0.05%
 Penalty for early withdrawal.

 

Personal Money Market

BalanceINTEREST RATEANNUAL PERCENTAGE YIELD
Under $10,000 0.05% 0.05%
Over $10,000 0.05% 0.05%
Over $100,000 0.10% 0.10%
 
$100 minimum opening deposit
Fees could reduce earnings
Rates subject to change

 

Citizens Money Market

BalanceINTEREST RATEANNUAL PERCENTAGE YIELD
Under $500,000 0.05% 0.05%
Over $500,000 0.15% 0.15%
 
$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change

 

Commercial Money Market & Commercial Interest Checking

BalanceINTEREST RATEANNUAL PERCENTAGE YIELD
Under $25,000 0.05% 0.05%
Over $25,000 0.05% 0.05%
Over $100,000 0.10% 0.10%
Over 1,000,000 0.10% 0.10%
 
$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change

 

Interest Bearing Checking and Savings

 Account TypeINTEREST RATEANNUAL PERCENTAGE YIELD

Citizens Checking

     $500 minimum opening deposit
0.025% 0.025%

Interest Checking

     $100 minimum opening deposit
0.025% 0.025%

Savings

     $100 or greater balance required to earn interest
0.025% 0.025%
 
Fees could reduce earnings
Rates subject to change

 

Safe Deposit Box Rates

ClassSizeCost
001 3 X 5 $35.00
002 3 X 10 $45.00
003 5 X 10 $65.00
004 7 X 10 $80.00
005 10 X 10 $95.00