Product Rates

How can I open a new account?
Open an account at your nearest branch

AS OF January 14, 2019

Certificates of Deposit (Minimum Balance $500)

TERM        INTEREST RATEANNUAL PERCENTAGE YIELDIRA INTEREST RATEIRA ANNUAL PERCENTAGE YIELD
30 Days 0.20% 0.20% N/A N/A
90 Days 0.30% 0.30% N/A N/A
180 Days 0.399% 0.40% 0.399% 0.40%
1 Year 1.980% 2.00% 1.980% 2.00%
2 Years 2.567% 2.60% 2.567% 2.60%
3 Years 2.567% 2.60% 2.567% 2.60%
4 Years 2.567% 2.60% 2.567% 2.60%
5 Years 2.567% 2.60% 2.567% 2.60%
 Penalty for early withdrawal.

 

Personal Money Market

BalanceINTEREST RATEANNUAL PERCENTAGE YIELD
Under $10,000 0.499% 0.50%
Over $10,000 0.548% 0.55%
Over $100,000 0.995% 1.00%
 
$100 minimum opening deposit
Fees could reduce earnings
Rates subject to change

 

Citizens Money Market

BalanceINTEREST RATEANNUAL PERCENTAGE YIELD
Under $500,000 0.995% 1.00%
Over $500,000 1.094% 1.10%
 
$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change

 

Commercial Money Market

BalanceINTEREST RATEANNUAL PERCENTAGE YIELD
Under $25,000 0.598% 0.60%
Over $25,000 0.598% 0.60%
Over $100,000 0.648% 0.65%
Over 1,000,000 0.648% 0.65%
 
$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change

 

Interest Bearing Checking and Savings

 Account TypeINTEREST RATEANNUAL PERCENTAGE YIELD

Citizens Checking

     $500 minimum opening deposit
0.20% 0.20%

Interest Checking

     $100 minimum opening deposit
0.15% 0.15%

Savings

     $100 or greater balance required to earn interest
0.15% 0.15%
 
Fees could reduce earnings
Rates subject to change

 

Safe Deposit Box Rates

ClassSizeCost
001 3 X 5 $20.00
002 3 X 10 $30.00
003 5 X 10 $45.00
004 7 X 10 $60.00
005 10 X 10 $70.00