Rates

Product Rates

Accurate as of September 20, 2024
 

Certificates of Deposit (Minimum Balance $500)

Penalty for early withdrawal
Fees could reduce earnings
Rates subject to change

Personal Money Market

Balance	Interest Rate	Annual Percentage Yield
Under $10,000	0.45%	0.45%
$10,000-$99,999.99	0.70%	0.70%
Over $100,000	1.45%	1.46%

$100 minimum opening deposit
Fees could reduce earnings
Rates subject to change

Citizens Money Market

Term	Interest Rate	Annual Percentage Yield	IRA Interest Rate	IRA Annual Percentage Yield
30 Days	0.995%	1.00%	N/A	N/A
90 Days	0.995%	1.00%	N/A	N/A
180 Days	2.469%	2.50%	2.469%	2.50%
1 Year	3.922%	4.00%	3.922%	4.00%
2 Years	2.956%	3.00%	2.956%	3.00%
3 Years	2.956%	3.00%	2.956%	3.00%
4 Years	2.956%	3.00%	2.956%	3.00%
5 Years	2.956%	3.00%	2.956%	3.00%

Balance	Interest Rate	Annual Percentage Yield
Under $500,000	1.45%	1.46%
$500,000 and over	1.45%	1.46%

$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change

Commercial Money Market & Commercial Interest Checking

Balance	Interest Rate	Annual Percentage Yield
Under $25,000	0.45%	0.45%
$25,000-$99,999.99	0.70%	0.70%
$100,000-$999,999.99	1.45%	1.46%
$1,000,000 and over	1.45%	1.46%

$2,500 minimum opening deposit
Fees could reduce earnings
Rates subject to change

Interest Bearing Checking and Savings

Account Type	Interest Rate	Annual Percentage Yield
Citizens Checking ($500 minimum opening deposit)	0.400%	0.40%
Interest Checking ($100 minimum opening deposit)	0.400%	0.40%
Savings ($100 or greater balance required to earn interest)	0.400%	0.40%

Fees could reduce earnings
Rates subject to change
 

Safe Deposit Box Rates

Class	Size	Cost
1	3 x 5	$40.00
2	3 x 10	$50.00
3	5 x 10	$70.00
4	7 x 10	$85.00
5	10 x 10	$100.00

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